too busy to ride?

My life at work is still interfering with my enjoyment and not having won the lottery (yet) there's not a lot I can do about it.
So where has that rebel spirit, I once had when I first started riding, gone? Surely the middle-age crisis has not signalled the end of my free spirit! Growing old is inevitable but growing up is surely optional.

So why have I not been out more on my bike?